Whether you are building or buying a home, take the next step in your journey with Farmers & Merchants Bank! Let us help you pick the best mortgage program that fits you!
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Refinance Home Loans
Refinance your existing mortgage loan at a lower interest rate. The maximum loan amount available is determined by the appraisal of the property and normally limited to 90% of the value.
Home Equity Loan
Use the equity in your home to make home improvements, purchase a vehicle, pay college tuition or almost any other purchase. You can borrow up to 90% of the equity in your home with a second mortgage.
Home Equity Line of Credit
We offer a variable rate line of credit up to 90% of the equity in your home. Monthly payments are based on the monthly accrued interest.
New Construction Loans
We can help you build your dream home. We offer a straight line of credit which is accessed when you need it during the construction of your home. Borrow up to 80% of the total cost of your home construction project and pay interest only on the money, only as you need it.
Easy to use accounts
We offer a range of different checking accounts designed for businesses small or large.