Mobile Banking
Use your smart phone to view account balances, initiate balance transfers or deposit a check using our Remote Deposit Anywhere (RDA) option.
Checking
Every new Account gets
FREE
Debit Card, Mobile Banking, E-Statements,Online Banking with Bill Pay, and a Thank You Gift
Offer good through 6/30/18. *APR is Annual Percentage Rate and rates are fixed. Subject to credit approval. All other loan terms and requirements apply. Offer good for new loans and is not available for refinancing existing F&M loans. Other restrictions may apply. 3.99% APR is for 36 months, APR is variable after the initial 36 months, APR adjusts monthly based on Prime Rate as published in the Wall Street Journal which is currently 4.500% as of 2/13/18
There is no limit on the amount by which the APR can change during any one year period. Rate will not vary above 21% or below 3.99% Interest rates are subject to change without notice. Loan amount between $10,000 and $500,000. Payments do not include taxes and insurance, Insurance is required and flood insurance may be required. An 80% or less loan-to-value is required (90% if first mortgage is with F&M) Third party appraisal fee max of $500