Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Farmers & Merchants Bank Homepage

Man using calculator on phone

Loan Rates

Vehicle/motorcycle loans
Model Year
Max Term (in months) Rates As Low As

2019 - 2023

5.64% Interest Rate / 5.64% APR
5.77% Interest Rate / 5.77% APR
5.89% Interest Rate / 5.89% APR
2014 - 2018

6.54 Interest Rate / 6.54% APR 
7.04% Interest Rate / 7.04% APR
2013 & Older

7.64% Interest Rate / 7.64% APR
8.14% Interest Rate / 8.14% APR
8.64% Interest Rate / 8.64% APR
*The Annual Percentage Rates (APR) in the chart above are based on a loan amount of $20,000

APR = Annual Percentage Rate, is the cost of credit over the term of the loan as expressed as an annual rate. The APR shown here is based on the interest rate and does not take into account other loan specific finance charges you may be required to pay. Interest rates are subject to change at any time and without notice due to changes in the mortgage market. Interest rates may also adjust according to credit and property approval. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. Loans are subject to credit review and approval.

Laptop icon

Online Account Opening

Whether you’re looking for checking or savings, we’ve got a variety of options. 

Calculator icon

Make decisions based on facts

Use our calculators as a resource for planning, estimating, and exploring your financial opportunities.