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Minimum Opening Deposit Minimum Balance
to Obtain APY
Interest Rate Annual Percentage Yield
Simply Free Checking $50.00 N/A N/A N/A
50 Advantage Checking 
$50.00 $50.00 0.01% 0.01%
Easy Interest Checking 
$50.00 $50.00 0.01% 0.01%
Prestige Interest
Checking 
$0.00-$1,499.99
$50.00
0.01% 0.01%
Prestige Interest Checking 
$1,500.00 and Above
$50.00
0.06% 0.06%
Simply Savings $50.00 $50.00 0.03% 0.03%
Platinum Money Market
$1,500.00-$49,999.99
$1,500.00
0.10%0.10%

Platinum Money Market
$50,000.00-$99,999.99
$1,500.00
0.15%0.15%
Platinum Money Market
$100,000.00 and Above
$1,500.00
0.22%0.22%
Christmas Club
Account
$1.001.000.03%0.03%
Tax Time Deposit$5.00$5.000.03%0.03%





Dream Maker CD* $250.00 $250.00 0.20% 0.20%
6 Month CD
Monthly Compounding*
$5,000.00 $500.00 0.10% 0.10%
12 Month CD
Monthly Compounding*
$5,000.00 $500.00 0.20% 0.20%
24 Month CD
Monthly Compounding*
$5,000.00 $500.00 0.35% 0.35%
30 Month CD
Monthly Compounding*
$5,000.00 $500.00 0.40% 0.40%
36 Month CD
Monthly Compounding*
$5,000.00 $500.00 0.50% 0.50%
Bump Rate CD
3-Year Monthly*
$5,000.00 $5,000.00 0.40% 0.40%
48 Month CD
Monthly Compounding*
$5,000.00 $500.000.70% 0.70%


* The interest rate and annual percentage yield may change after account opening. A penalty may be imposed for early withdrawal on all certificate of deposits. Daily balance is the amount of the principal in the account each day. The minimum balance is the daily balance in the account.

Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are current as of 03/06/2017.



LaOtto Main Office: (260) 637-5546 or (260) 357-0494 

Huntertown Branch: (260) 637-5556

Churubusco Branch: (260) 693-0308

Kendallville Branch: (260) 349-9003