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Deposit Rates

Checking account product name
minimum opening
deposit
minimum balance to obtain apy
interest
rate
annual percentage
yield
Simply Free Checking
$50.00
N/A N/A N/A
Easy Interest Checking $50.00 N/A 0.01% 0.01%
50 Advantage Interest Checking $50.00 N/A 0.01% 0.01%
*Prestige Checking
$0-$1499.00
$1500.00 & Up
 
$50.00
$50.00

N/A 
$1500.00
 
0.01%
0.06%
 
0.01%
0.06%
*If minimum balance falls below $1,500.00 at any point during the month, customer will be charged a $10.00 monthly fee.
savings account
product name
minimum opening
deposit
minimum balance to obtain apy
interest
rate
annual percentage
yield
*Simply Savings $50.00 $50.00 0.03% 0.03%
Platinum Money Market $1,500.00-$49,999.99
Platinum Money Market $50,000.00-$99,999.99
Platinum Money Market $100,000.00 & Above
$1500.00
 
$1500.00
 
$1500.00
$1500.00
 
$50,000.00
 
$100,000.00
0.35%
 
0.40%
 
0.47%
0.35%
 
0.40%
 
0.47%
Christmas Club $1.00 $1.00 0.03% 0.03%
Tax Time $5.00 $5.00 0.03% 0.03%
*If minimum balance falls below $50.00 at any point during the month, customer will be charged a $5.00 monthly fee.
Certificates of
deposit
minimum opening
deposit
minimum balance to obtain apy
interest
rate
annual percentage
yield
6 Month CD
$500.00
$500.00 0.50% 0.50%
12 Month CD $500.00 $500.00 0.75% 0.75%
24 Month CD $500.00 $500.00 0.90% 0.90%
36 Month CD $500.00 $500.00 1.00% 1.00%
48 Month CD $500.00 $500.00 1.25% 1.25%
Dream Maker (36 Month) $250.00 $250.00 0.20% 0.20% 
Bump Rate CD (36 Month) $5,000.00 $5,000.00 0.40% 0.40%
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