Simply Free Business Checking

  • Minimum Opening Deposit: $50.00
  • Unlimited Check Writing
  • No Per Check Fee
  • Free - Online Banking and Bill Pay
  • Free - Online Transfers Between Accounts
  • Free - Debit Card
  • Unlimited Debit Card Usage
  • No Fees at Farmers & Merchants Bank ATMs 

Business Interest Checking

  • Minimum Opening Deposit: $50.00
  • Service Charge will be Assessed
  • Minimum Daily Balance to Avoid Monthly Fee: $1500.00
  • Monthly Service Charge: $10.00
  • Earns Interest on Daily Basis
  • Interest Compounded and Credited Monthly
  • Unlimited Check Writing
  • No Per Check Fee
  • Free - Online Banking and Bill Pay
  • Free - Online Transfers Between Accounts
  • Free - Debit Card
  • Unlimited Debit Card Usage
  • No Fees at Farmers & Merchants Bank ATMs 

Commercial Checking

  • Minimum Opening Deposit: $50.00
  • Monthly Service Charge: $25.00
  • Unlimited Check Writing
  • No Per Check Fee
  • Free - Online Banking and Bill Pay
  • Free - Online Transfers Between Accounts
  • Free - Debit Card
  • Unlimited Debit Card Usage
  • No Fees at Farmers & Merchants Bank ATMs

Simply Savings

  • Minimum Opening Deposit: $50.00
  • Service Charge will be Assessed
  • Minimum Daily Balance to Avoid Monthly Fee: $50.00
  • Monthly Service Charge: $5.00
  • Earns Interest on Daily Basis
  • Interest Compounded and Credited Monthly
  • Free - Online Banking and Bill Pay
  • Free - Online Transfers Between Accounts
  • Free - Debit Card
  • Unlimited Debit Card Usage
  • No Fees at Farmers & Merchants Bank ATMs

Platinum Money Market

  • Minimum Opening Deposit: $1500.00
  • Service Charge Assessed
  • Minimum Daily Balance to Avoid Fee: $1500.00
  • Service Charge: $15.00
  • Tiered Interest
  • Competitive Interest Rates on Balances With a Tiered Account Structure
  • Interest is Compounded and Credited Monthly
  • A Monthly Maintenance Fee of $15.00 Will be Imposed if the Daily Balance in the Account Falls Below $1500.00 Any Day of the Month
  • Monthly Statements
  • Only 6 Pre-Authorized Transfers Each Statement Period. This Includes: POS Transactions, Transfers by Check or Transfers by Draft
  • Unlimited Transfers and Withdrawals Made in Person, by Messenger, Mail or at an ATM


Note: If your account becomes inactive for more than 3 years, we may charge your account a dormant fee of $5.00 per month.