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Farmers & Merchants Bank Homepage

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Mission Statement

Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and shareholders.


Farmers and Merchants Bank was founded in 1914, in LaOtto, Indiana, as a private community banking institution. The Bank continues to be a dynamic, progressive financial institution, offering a broad range of low-cost, quality products and services to our retail, commercial, and municipal customers. We distinguish ourselves from our competition by our commitment to excellence in evaluating, identifying, and modifying our products and services to meet our customers' ever-changing financial needs.

Our objective is to maintain a high level of asset quality and management integrity. We continue to show evidence of our corporate responsibility through leadership, support, and involvement in the communities we serve. We provide a pleasant working environment, both personally and professionally rewarding, that enables us to attract and retain high-quality personnel throughout the Bank.

We intend to maintain a level of profitability that enables us to meet these objectives while providing shareholders with an above-average rate of return through a combination of annual dividends and stock appreciation. In summary, we intend to protect the interests of our shareholders and customers through sound and prudent management and integrity in all our business affairs.

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Online Account Opening

Whether you’re looking for checking or savings, we’ve got a variety of options. 

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Easy to use accounts

We offer a range of different checking accounts designed for businesses small or large.

Free Instant Issue Debit Card

It’s quicker than checks and safer than cash! Use your card anywhere Visa is accepted. Plus, have immediate access with our Real Time ATM feature. Card Services