Home Purchase

The minimum down payment for a home purchase loan will vary by loan type. The normal down payment required is 10% of the purchase price (or appraised value) of the property.

Refinance Home Loans

Refinance your existing mortgage loan at a lower interest rate. The maximum loan amount available is determined by the appraisal of the property and normally limited to 90% of the value.

Home Equity Loan

Use the equity in your home to make home improvements, purchase a vehicle, pay college tuition or almost any other purchase. You can borrow up to 90% of the equity in your home with a second mortgage

Home Equity Line of Credit

We offer a variable rate line of credit up to 90% of the equity in your home. Monthly payments are based on the monthly accrued interest.

New Construction Loans

We can help you build your dream home. We offer a straight line of credit which is accessed when you need it during the construction of your home. Borrow up to 80% of the total cost of your home construction project and pay interest only on the money, only as you need it.