| Account Type | Mininum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY | ||||||
| NOW Checking** | $400.00 | $400.00*** | 0.30 | 0.30 | ||||||
| Super NOW Checking** | $2,500.00 | $2,500.00*** | 0.65 | 0.65 | ||||||
| MRD Account** | $1,000.00 | $1,000.00*** | 0.70 | 0.70 | ||||||
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Millennium Money Market** up to $2,499.99 |
$2,500.00 | $2,500.00*** | 0.25% | 0.25% | ||||||
|
Millennium Money Market** $2,500.00 - $14,999.99 |
$2,500.00 | $2,500.00*** | 0.35 | 0.35 | ||||||
|
Millennium Money Market** $15,000.00 - $49,999.99 |
$2,500.00 | $2,500.00*** | 0.60 | 0.60 | ||||||
|
Millennium Money Market** $50,000.00 - $99,999.99 |
$2,500.00 | $2,500.00*** | 1.00 | 1.00 | ||||||
|
Millennium Money Market** $100,000.00 and up |
$2,500.00 | $2,500.00*** | 1.75 | 1.76 | ||||||
| Platinum Money Market** $10,000.00 to $49,999.99 | $10,000.00 | $10,000.00 | 1.40 | 1.41 | ||||||
| Platinum Money Market** $50,000.00 to $99,999.99 | $10,000.00 | $10,000.00 | 2.00 | 2.02 | ||||||
| Platinum Money Market** $100,000.00 and UP | $10,000.00 | $10,000.00 | 2.65 | 2.68 | ||||||
| Christmas/Tax Time Club Accounts** | $5.00 | $5.00*** | 0.50 | 0.50 | ||||||
| Passbook Savings** | $5.00 | $5.00*** | 0.25% | 0.25% | ||||||
| Statement Savings** | $5.00 | $5.00*** | 0.40 | 0.40 | ||||||
| College Cash Savings** | $50.00 | $50.00*** | 1.00% | 1.00% | ||||||
| Dream Maker CD (12 month)* | $250.00 | $250.00*** | 1.75% | 1.76% | ||||||
| 6 Month CD - Quarterly Compounding* | $500.00 | $500.00*** | 2.00% | 2.02% | ||||||
| 12 Month CD - Quarterly Compounding* | $500.00 | $500.00*** | 2.25% | 2.27% | ||||||
| 24 Month CD - Quarterly Compounding* | $500.00 | $500.00*** | 2.50% | 2.53% | ||||||
| 30 Month CD - Monthly Compounding* | $5000.00 | $500.00*** | 2.50% | 2.53% | ||||||
| 36 Month CD - Quarterly Compounding* | $500.00 | $500.00*** | 2.85% | 2.89% | ||||||
| 48 Month CD - Quarterly Compounding* | $500.00 | $500.00*** | 3.00% | 3.04% | ||||||
| Bump Rate CD (36 month-Bump Rate Once)* | $5,000.00 | $5,000.00*** | 3.00% | 3.04% | ||||||
| Now Free Checking $0-$2499.99 | $50.00 | $50.00 | .25% | .25% | ||||||
| Now Free Checking $2,500-$9,999 | $50 | $50 | .50% | .50% | ||||||
| Now Free Checking $10,000-$49,999.00 | $50 | $50 | 1.10% | 1.11% | ||||||
| Now Free Checking $50,000 - UP | $50 | $50 | 1.75% | 1.76% | ||||||
| 18 Month CD-Quarterly Compounding | $5,000.00 | $5,000.00 | 2.45% | 2.48% | ||||||
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* A penalty may be imposed for early withdrawal. ** The interest rate and annual percentage yield may change after account opening. ***Daily balance. The amount of the principal in the account each day. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields last changed on 10/31/08. For current rate information call: 260-637-5546 or 260-637-5556 or 260-693-0308
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