Fraud & Security. What you need to know!

Annual Percentage Yield= APY

Account Type Mininum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
Green Checking** $50.00 $50.00*** 0.00 0.00
Premium Checking** $0-$2,499.99 $50.00 $50.00*** 0.01% 0.01%
Premium Checking** $2,500.00-$9,999.99 $50.00 $2,500.00*** 0.03% 0.03%
Premium Checking** $10,000.00-$49,999.99 $50.00 $10,000.00*** 0.05% 0.05%
Premium Checking** $50,000.00 and Above $50.00 $50,000.00*** 0.15% 0.15%
ESavings $50.00 $50.00 0.03% 0.03%
MRD Account** $1,000.00 $1,000.00 0.05% 0.05%
Platinum Money Market** $10,000.00-$49,999.99 $10,000.00 $10,000.00*** 0.05% 0.05%
Platinum Money Market** $50,000.00-$99,999.99 $10,000.00 $50,000.00*** 0.15% 0.15%
Platinum Money Market** $100,000.00 and Above $10,000.00 $100,000.00*** 0.22% 0.22%
Christmas Club Account** $1.00 $1.00*** 0.03% 0.03%
Tax Time Deposit** $5.00 $5.00 0.03% 0.03%
Dream Maker CD* $250.00 $250.00*** 0.20% 0.20%
6 Month CD - Monthly Compounding* $500.00 $500.00*** 0.10% 0.10%
12 Month CD - Monthly Compounding* $500.00 $500.00*** 0.20% 0.20%
24 Month CD - Monthly Compounding* $500.00 $500.00*** 0.35% 0.35%
30 Month CD - Monthly Compounding* $5,000.00 $5,000.00*** 0.40% 0.40%
36 Month CD - Monthly Compounding* $500.00 $500.00*** 0.50% 0.50%
Bump Rate CD 3-Year Monthly* $5,000.00 $5,000.00 0.40% 0.40%
48 Month CD - Monthly Compounding* $500.00 $500.00*** 0.70% 0.70%

* A penalty may be imposed for early withdrawal.
** The interest rate and annual percentage yield may change after account opening.
***Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 03/04/2014.

LaOtto Main Office: (260) 637-5546 or (260) 357-0494 
Huntertown Branch: (260) 637-5556

Churubusco Branch: (260) 693-0308

Kendallville Branch: (260)349-9003