The minimum down payment for a home purchase loan will vary by loan type. The normal down payment required is 10% of the purchase price (or appraised value) of the property.
Refinance Home Loans
Refinance your existing mortgage loan at a lower interest rate. The maximum loan amount available is determined by the appraisal of the property and normally limited to 90% of the value.
Home Equity Loan
Use the equity in your home to make home improvements, purchase a vehicle, pay college tuition or almost any other purchase. You can borrow up to 90% of the equity in your home with a second mortgage
Home Equity Line of Credit
We offer a variable rate line of credit up to 90% of the equity in your home. Monthly payments are based on the monthly accrued interest.
New Construction Loans
We can help you build your dream home. We offer a straight line of credit which is accessed when you need it during the construction of your home. Borrow up to 80% of the total cost of your home construction project and pay interest only on the money, only as you need it.