Fraud & Security. What you need to know!

Bank with Farmers and Merchants 24 hours a day with our Xpress Banking. You will have telephone access to make account balance inquiries, hear your last 5 transactions or deposits, verify interest paid and earned, attain rate information, and transfer between accounts. Before using our Xpress Banking service, make sure that you have your account numbers handy, also make sure that you have your PIN # (your first time calling your PIN is the last four digits of your Social Security number or Tax ID). Xpress banking is user friendly please call (260)637-3151 to inquire for yourself.